Our dream... Two years ago, I wrote about our purchased housing lot in Villa de Mercedes, in Catigan,Toril, Davao City. The place is supposed to be our Refugium or the place where we want to retire later. We consider ourselves lucky to have acquired the lot as Euro exchange rate was still high. To date, the price per square meter has doubled and may double again. Hopes...dying! The economy here in Germany is getting worst. Everything is getting expensive and everything is increasing its price, and jobs are paid lower and lower every year. And taxes getting higher and insurance ...